Be proactive in your online safety
The Internet is a part of our daily lives and it gives us magical access to everything at the touch of a button. However, it also gives strangers access to information we don’t want them to have access to…
By acting responsibly and taking proactive steps, you can ensure that you are protected from phishing attacks and malware.
What is phishing?
Phishing is a scam designed to steal valuable personal data, such as Internet banking login details, PIN numbers, passwords or credit card details.
Scammers set up fake websites that look exactly like trusted bank or business sites where you might store credit card details.
Then, they randomly send out millions of e-mails that appear to be coming from the trusted site, asking users to come and update their information. If a user enters any sensitive details, the scammers can use these details to access their online bank accounts, make fraudulent purchases on their credit cards, or use the stolen data in other illegal ways.
How do I protect myself?
Be suspicious of unexpected e-mails that appear to be from trusted sites which ask you to follow a link and confirm your financial details. If you think it may be legitimate, rather than following the link, log in to the site as you normally would and see if there are any notices similar to what was mentioned in the e-mail.
Most browsers such as Internet Explorer 7, Firefox 2 and Opera 9 have anti-phishing features built-in which will check the sites you visit against a constantly updated list of known phishing sites and warn you if you are accessing one.
Check your browser’s help function to learn how to enable this feature. If you receive what you suspect is a phishing e-mail, report it as spam to your service provider.
What is malware?
Malware, or malicious software, is a term for a number of different types of programmes designed to break into or damage your computer.
There are many kinds of malware, many with names you might recognise:
- Viruses, which are designed to duplicate by “infecting” other programmes with copies of itself. They are most commonly transferred through infected programmes sent via e-mail or built into pirated software.
- Worms infect PCs over networks without the need for a user to run an infected file. The danger of a worm is that they can slow down, or even incapacitate, an entire network as more and more infected computers repeatedly send out thousands of copies of this file. Some install “backdoors” that allow hackers to take control of infected PCs.
- Trojans are malicious software that appears to be useful or entertaining, but will do some form of damage when run. For instance, a Trojan may install a virus or a “backdoor” programme to allow hackers access to the computer it is run on.
- Spyware spies on you and sends personal information such as your credit card details or passwords to its creators without your knowledge or consent. It can also slow down your computer and use up your bandwidth.
How do I protect myself?
- Malware is also often sent via e-mail so you should follow the same precautions as we’ve suggested above, in addition to running virus scans on all the attachments you receive.
- Make sure you purchase reputable software so don’t use pirated copies, even from your friends. Pirated software can make your PC more vulnerable to attacks by viruses and malware. With licensed software, you’ll get after sales support should you need it, as well as benefiting from automatic software updates.
- Many routers have a built-in firewall to protect you from hackers and malware; however, if you use a normal ADSL modem you should install a firewall or activate the existing Windows Firewall on your machine.
- You can also purchase special Internet Security software to protect your PC from attacks should you come into contact with malware. Try known, affordable products such as AVG, which will recognise and remove common malware and provide an up-to-date virus scanner you can run yourself.
